| Why should I use Lakes and Hills Mortgage? What is Lakes and Hills Mortgage
Company?
Lakes and Hills Mortgage Company is
a licensed mortgage brokerage firm with experienced real-estate financing professionals
who specializes in the origination of residential and lite commercial mortgage loans.
We work with as many as 40 lenders at any one time. By combining our
professional expertise with direct access to hundreds of loan products, Lakes and Hills
Mortgage provides the most efficient way to obtain financing tailored to your specific
financial goals.
What Does Lakes and Hills
Mortgage Do?
In the volatile home-lending
market, we serve as a safeguard, offering our clients security, safety, and peace of mind.
One of our most important functions is escorting your loan application through the
entire process, constantly patrolling the component transactions for possible breakdowns.
We wade through the mountains of rate data and program options, researching current market
conditions to find the most accurate and up-to-date information about cost-effective loan
options.
Lakes and Hills Mortgage understands
how to navigate through these difficult financial times!
To be sure, many lenders and
homeowners have experienced difficult times, with what is being called the “credit
crunch” taking its toll.
However the perception that financing for homes is difficult to obtain, or at worst is
unavailable, is simply incorrect. While potential homeowners at the extreme lower
end of the credit scale may find fewer options for financing today than before,
the vast majority of buyers, and the loan programs available to them, remain largely
unaffected. Interest rates remain historically low and a variety of options exist
for structuring financing to meet your personal needs.
Lakes and Hills Handles the
Details!
There are literally thousands of
variables that can affect the outcome of your mortgage transaction. That's why you need
Lakes and HIlls Mortgage to act as a liaison between the title and escrow company, real
estate agent, lender, appraiser, credit agency, the underwriters, the processors,
attorneys, and any other services which may affect your transaction.
Lakes and Hills Mortgage
also:
- Discusses and explains financing
program options
- Informs you, in writing, of lock-in
options
- Explains all documents of the loan
application
- Explains all associated costs of the
loan application
- Explains the disbursement of all
loan applications
- Explains the loan process, from
application to closing
- Provides you with a good faith
estimate of cost and fees
- Communicates with you throughout the
loan process in a timely manner
- Coordinates the final closing of
your transaction
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