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| About Us - We are dedicated professionals serving our clients with the best available Home
Loans, Reverse Mortgages and other financing products to fit your home ownership
purchasing and refinancing needs. |
Charlie Keiser
Entity Account Administrator
NMLS ID: 233194 |
Judy Olds
Mortgage Loan Originator
NMLS ID: 208184 |
Mel Alexander
Mortgage Loan Originator
NMLS ID: 310558 |
Laura Kardow
Mortgage Loan Originator
NMLS ID: 405809 |
| We have built a strong reputation as an outstanding mortgage brokerage
firm, serving the lending needs of real estate professionals, builders and individual
homebuyers throughout the Highland Lakes and surrounding Hill Country area of Central
Texas. We proudly serve the communities of Bertram, Blue Lake, Buchanan Dam, Burnet,
Castell, Cherokee, Cottonwood Shores, Granite Shoals, Horseshoe Bay, Johnson City,
Kingsland, Llano, Marble Falls, Round Mountain, San Saba, Spicewood, Smithwick, Sunrise
Beach and Tow. We're a full
service mortgage broker with an experienced staff offering expertise in every area of
mortgage lending...from purchase to refinance to construction lending. We have access to a
full range of mortgage sources and all of our lending specialists are dedicated to finding
the right loan-with the best rates, terms and costs-to meet your unique needs. But that's
just the beginning of our service. Throughout the lending process, we provide regular loan
updates and progress reports so you always know the status of your loan. We also offer a
special Mortgage Manager service if you are considering refinancing your mortgage.
In the volatile home-lending
market, we serve as a safeguard, offering our clients security, safety, and peace of mind.
One of our most important functions is escorting your loan application through the
entire process, constantly patrolling the component transactions for possible breakdowns.
We wade through the mountains of rate data and program options, researching current market
conditions to find the most accurate and up-to-date information about cost-effective loan
options. There are literally thousands of variables that can affect the outcome of
your mortgage transaction. That's why you need Lakes and HIlls Mortgage to act as a
liaison between the title and escrow company, real estate agent, lender, appraiser, credit
agency, the underwriters, the processors, attorneys, and any other services which may
affect your transaction.
Lakes and Hills Mortgage
will:
- Discuss and explain financing
program options
- Informs you, in writing, of lock-in
options
- Explain all documents of the loan
application
- Explain all associated costs of the
loan application
- Explain the disbursement of all loan
applications
- Explain the loan process, from
application to closing
- Provide you with a good faith
estimate of cost and fees
- Communicate with you throughout the
loan process in a timely manner
- Coordinate the final closing of your
transaction
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Lakes and
Hills Mortgage Co.
Judy Olds, Mortgage Loan Originator | Mel Alexander, Mortgage Loan Originator |
Laura Kardow, Mortgage Loan Originator
A. Charlie Keiser, III Entity Administrator
704-708 2nd. Street, Marble Falls,TX,78654
(830) 693-4763 office | (830)798-4037cell | (830) 693-1214 fax
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